Frequently Asked Questions

Getting credit repair relief can be quite a hassle if you are unfamiliar with the process or go about it the wrong way. For this reason, we want to be sure that no question of yours gets left unanswered. We have designed this page as a way for you to get all of your burning questions answered so that you can get the credit repair relief help that you need.

Can I Keep My Credit Score Private?

Your credit score is something that is available to specific people that are involved in your transactions and thus is public information. There is no way that you can keep your credit score private when you are attempting to get approval on something such as a loan because the only way for you to be able to be approved is for the company to check your credit report. Thus, since your credit score is available to many people, it is important that you make it good.

Will Student Loans Affect My Credit Score?

If you have taken out student loans to pay for a college or graduate degree and are still in the process of paying them back, your credit score will not be adversely affected by this. The only way for student loans to negatively affect your credit score is if they are late and have already been due and you have neglected to pay them on time. This applies for all types of loans that you have taken out. If you pay your loan bills on time, you will not be punished for taking them out.

Will My Credit Score Be Affected if I Get My Identity Stolen?

If you become a victim of identity theft, chances are your credit score will worsen dramatically because there will be a large number of spending on your accounts and often times more spending than what you can afford. Thus, your credit score will be adversely affected. However, before you get too worried, you can report that there is suspicious charges to your account and this will improve your chances of getting credit relief when it comes to identity theft. For this very reason, it is essential that you keep close tabs on your credit reports and bank accounts.